Your insurance cover with us is based on the Policy Wording and Policy Schedule. We have a single Policy Document for all cover options. The cover options you choose will be clearly indicated on the personalised Policy Schedule we send you when you buy from us.
Statement of Demands and Needs
Policy Summaries
Policy Wording
These Policy documents are presented in Adobe® Portable Document Format (PDF). This file format is used to store document with complex formatting that the authors would like to preserve (typically text in several columns and mixed with a number of graphics).
To view and print PDF files, you must have Adobe® Acrobat® Reader® installed: click the link below to download this free software.
www.adobe.com/products/acrobat/readstep2.html
Over time we may make amendments to the cover we offer.
Amendments often reflect different cover needs in a rapidly changing world or may address new legal or regulatory requirements. The policy wording above shows the exact cover you will enjoy if you buy from us now.
If you have already purchased a policy, the terms and conditions applying to that policy are those that were in force when you bought your policy.
If you purchase a new policy to continue your cover with us, then the terms and conditions that apply are those in the Policy Wording that is current at the time you buy.
To see the Policy Wording applying to your policy, click on the relevant link in your confirmation email.
If you are unsure about any aspect of our cover, please do not hesitate to get Help.