Cover Guide


What is Professional Indemnity?

Professional Indemnity is a protection for you covering your defence costs and any resulting damages awarded against you resulting from claims of ‘negligence’ made against you by a dissatisfied customer.

It is worth remembering that this insurance will cover you even if the allegations made against you are false.

In today’s world any provider of professional services, particularly those with limited company status, can be exposed to claims alleging negligence.

In addition to the above, this policy provides cover for claims made against you resulting from:-

  • Loss of data
  • Dishonesty of your employees
  • Breach of contract resulting from any neglect, error or omission
  • Unintentional breach or infringement or unauthorised use of intellectual property
  • Libel and slander

NB: Professional Indemnity does not provide cover for third party damage or injury caused as a result of your negligence. Please refer to Public Liability for this cover.

Cover Limits


The cover options and limits available through this website are the ones most frequently requested.
However, if you have different requirements please contact us as we may still be able to help you.